Investment Strategies for Prospective Retirees

Sean Kemery is an experienced commodity and currency portfolio manager and works with clients to build and protect their wealth. Sean Kemery helps a wide range of clients, including retirees, build a personalized investment strategy while ensuring they achieve their financial goals.

It is best that prospective retirees are strategic about their investment choices, seeing that they are about to stop working. It has been noted that long-term investments could be a strategy one could adopt as a prospective retiree. Long-term investments often assist prospective retirees in weathering market downturns, providing them with the strong advantage of compound returns. Moreover, some of them might provide dividends.

Prospective retirees should also determine their risk versus return balance. It’s critical for them to evaluate their degree of risk tolerance. In theory they should become more risk cautious while developing a portfolio as they approach retirement. Yet, a variety of variables will determine the appropriate asset allocation. Hence, they should consider how diversification might reduce risks and consider their alternatives.

Three Major US Plant-Based Agricultural Commodities

A financial industry expert with over a decade of experience, Sean Kemery has served at prominent financial services company like UBS. In this role, he specializes in commodity and currency portfolio management and helps his clients navigate volatile markets. During his career, Sean Kemery has served at top financial institutions such as JP Morgan and Deutsche Bank, where he focused on commodity trading.

Three of the top plant-based agricultural commodities in the United States are corn, soybeans, and barley. Corn is the largest cash crop in the country and is primarily grown on farms located in midwestern states. The Corn Belt, extending from the panhandle of Texas to North Dakota, and as far east as Ohio, accounts for the largest production of corn in the United States. Farmers in the United States plant roughly 90 million acres of corn annually.

Just like corn, soybean farms are primarily located in midwestern states. The United States was the leading global soybean producer as of 2018, with an aggregate annual production of 120.52 million metric tons. In 2022, Illinois was the largest producer of soybeans.

Barley is widely produced across multiple states in the United States. In 2022, the country produced around 174.33 million bushels of barley.